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UPSY will never ask for your PAN, Aadhaar or bank details — here or on the call.

Eligibility, documents,
and what it costs

I'll help you work out what you can borrow and what you'll need to get there.

What we'll cover next

1 What you can borrow Your course, your co-applicant's income, and a realistic number
2 What you'll need The documents a lender actually asks for, in the order they ask
3 What it will cost Indicative EMI, and the moratorium while you're still studying
Just want the EMI? Pick your course and see it now →

UPSY is an AI assistant and gives indicative figures — every loan is finally decided by the lender. It will never ask you to read out a PAN, Aadhaar or account number.

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UPSY Education loan assistant 00:00

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Pick up where
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Eligibility, documents,
and what it costs

What we'll cover next

What you'll need

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Pick up whereyou left off

Eligibility, documents,and what it costs

What we'll cover next

Pick up where
you left off

Eligibility, documents,
and what it costs